Coinbase is now looking to move deeper into regulated markets around the globe by building the platform between fiat currencies and cryptocurrencies. When you make a purchase with a bank account, the price you pay is locked in the moment you purchase, but you will not receive your cryptocurrency until business days have passed. This table compares Coinbase to other popular credit card exchanges. This will allow you to use 2-Factor Authentication. So if the value of the currency you bought goes up over that time, you will have made money. There are a few advantages to using a Coinbase USD wallet:. Coinbase users in nearly any country can convert between cryptocurrencies, but cannot always convert local currency into crypto.